A cash drawer at a post office in a small town may not feature the reserves necessary to cash a $1,000 money order but could process a $100 transaction. When,I was at the post office recently, a customer tried to cash a postal money order for $2000; which is the max amount. No registration is required, and you can get your cash immediately or, for extra convenience, load your money onto a Walmart MoneyCard (the reload fee is waived in this case). By far the most common scenario is for the recipients to cash the money orders in a bank. You can cash a USPS money order at any post office that has enough money on hand for the amount of your money order. Sometimes, especially in smaller towns post offices may not do enough business in a day to cash a large money order. Where can you cash a Postal Money Order? As Gobankingrates.com reports, money orders can be cashed at various locations, including banks and check-cashing services. You can also send out a package or purchase postage stamps while you’re there. You can also cash your money order at your local Walmart store (although bear in mind Walmart will only cash Walmart issued money orders: if yours has been issued by another provider, you’ll need to find another venue). Second, you need to have a valid government issued ID. Money orders can be cashed at any USPS counter, but access to the service depends on the cash available at the facility. For awhile, there were fake USPS Money orders floating around so they told the customer to go to a bank. You can apply for one in-store and, if approved, receive it and use it that day once you have paid the $3 set-up fee. Visit Money Orders to learn more about money order guidelines and tips. How Money Orders Work. Most money orders are issued by one of two companies, Western Union or Moneygram, who, in turn, partner with scores of third party sellers across the United States.The USPS also issues money orders which can be purchased at local post offices but are not sold at third party retailers. Some but not all grocery stores allow you to cash a money order. The reason that so many places are reluctant to cash money orders is largely due to the risk of cashing a fraudulent money order. Walmart offers its customers money orders via MoneyGram, a money transfer service that allows for sending money online or in person to more than 200 countries and territories.¹ Walmart money orders can be convenient because they can be done online or at a Walmart store, which is easy to find in just about any city or town in the US. Grocery store. Contact Us If you have money order related questions, please email the Accounting Help Desk or call 1-866-974-2733 . 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